Allianz appoints senior fraud analyst by Richard Kilner Story link: Allianz appoints senior fraud analyst Allianz Retail has announced that it has bolstered its fraud team with the appointment of James Tucker as a senior fraud analyst. Tucker will be tasked with working on a number of measures to enable Allianz remains free of front-end [...]
Lincoln National (LNC) Stock Trades Below the 50-Day Moving Average
NEW YORK (Market Intellisearch) — Today’s trading activity suggests that the shares of Lincoln National may continue to head lower in the foreseeable future on the assumption that the moving average will continue to decrease with the price of the equity. Savvy investors who focus on quality stocks while looking for the right opportunity to [...]
How to Beat Annuity Rates of Return
A recent Wall Street Journal article asked an interesting question: Could You Retire Without Social Security? Please note, you might require a WSJ subscription to view the article. According to government data, a 65-year-old man can expect to live, on average, another 17 years. A woman can expect to live on average another 20 years. [...]
Fixed annuity product changes by Rob Brinkman
It seems every week insurance companies are making significant changes to their fixed and fixed index annuity products. Low interest rates have caused actuaries to have many a sleepless night, only to wake up grumpy and take their frustration out on the product development team. It certainly makes it a challenge for an advisor who [...]
Annuities in the Investment Pyramid
The article below by Bill Broich not only speaks to how investors look at the world today, but also that the advisor community needs to ‘sync’ up… The idea of an investment pyramid is based on building the foundation (the bottom) the middle (some risk but higher reward) and the top (high risk and high [...]
10 Year Treasury Yields, and 50 Year Yield History
Related articles Quantitative bonuses (voices.washingtonpost.com) Eight Ways To Bet Against Ben Bernanke (blogs.forbes.com) QE2 Results in Shellacking for Treasury Bond ETF Bulls (seekingalpha.com) Fed Treads Into Once-Taboo Realm (online.wsj.com) The 30-Year Bond Gets Clobbered (seekingalpha.com)
Fosler: Make Social Security More Like An Annuity – Alexandra Zendrian – Zenvesting – Forbes
In my book on Social Security reform, I commented upon the need for a “fully funded” system. Annuities are fully funded and like the U.S. Social Security system, they provide income that you cannot outlive. The level of that income is up to the individual. Some will save more, some will save less, [...]
Anti-Annuity Sentiment Boils Over Before DOL Hearings – Ashlea Ebeling – The Best Revenge – Forbes
For the life of me, I do not understand how the negative connotations grew up around annuities. The mortality risk being assumed by the life insurance company, and hence the longevity benefit being awarded to the consumer, are substantial. The actual costs are generally low, and although financial products, which do not involve [...]
Insurers rethink fixed-annuity businesses – Investment News
Image via Wikipedia By Darla Mercado October 31, 2010 6:01 am ET A one-two punch of tougher annuity regulations and low interest rates will continue to force insurers to rethink their fixed-annuity operations — and push some out of the market altogether — experts predict. Transamerica Corp., part of Dutch insurer AEGON NV, on Oct. [...]
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American Equity Lifetime Income Rate Changes — Effective June 3rd, 2013
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10 Keys To Becoming A Successful Financial Advisor
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Great American Revised Fixed-Indexed Annuity Rates
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Genworth Update: NAIC Suitability Model Regulation Requirements of Producers
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Great American Revised Fixed-Indexed Annuity Rates
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10 Keys To Becoming A Successful Financial Advisor
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American Equity Lifetime Income Rate Changes — Effective June 3rd, 2013