I spend a lot of time studying our industry, in particular the top performers in how and what they did to become successful. While reading about guaranteed investment offerings this weekend I was reminded about the perspective one of the country’s top advisors shared with me back in the late ’80′s. He was (and still [...]
Retirement Savings Crisis–Let’s look back at Stanley O’Neal’s thoughts comments by Wade Dokken
Much has been written about Stanley O’Neal and his time at Merrill Lynch. That is not the focus of this post. More importantly are his insights of a decade ago. Today, IRAs, 401ks, index annuities, and other investments that offer either guarantees of principal or lifetime income are becoming more appreciated. Wade Dokken Printed [...]
Guaranteeing Lifetime Income – Forbes.com
If your assets are barely sufficient for your own needs, stiff your heirs. Put your money into an annuity. As a purely financial matter, it’s difficult to die at just the right time. Pop off unexpectedly young and you could rob your family of paychecks it was counting on. Hang on too long and you [...]
Four in 10 plan to delay retirement
By John Schoen, Senior Producer Is your retirement plan on track? If not, you’re in good company. Some 40 percent of U.S. workers say they’re going to have to delay retirement because they can’t afford to stop working, according to a survey released this week by consultants Towers Watson. The biggest reasons cited were the losses [...]
Annuity Complexity Demands Standard Illustrations – Annuities – Life and Health Insurance News reposted by Wade Dokken
A regulator sees a need for consistency in sales presentations By ROBERT A. CHESTER Published 6/7/2010 Today’s annuities have very advanced concepts and benefit characteristics—market value adjusting, separate investment accounts, indexing and guaranteed living benefits, to name a few. What the industry needs now is a standardized illustration process for those products. To see why, it [...]
FOXBusiness.com – The A, B, Cs and 1, 2, 3s of Annuities reposted by Wade Dokken
By Casey Dowd Published September 24, 2010 | FOXBusiness Reuters “The Boomer” is a column written for adults nearing retirement age and those already in their “golden years.” It will also promote reader interaction by posting e-mail responses and answering reader questions. E-mail your questions or topic ideas to thefoxboomer@gmail.com. We’ve discussed the pros and [...]
What You Need to Know About Annuities – The Best Life (usnews.com) reposted by Wade Dokken
The Best Life What You Need to Know About Annuities By Philip Moeller Posted: June 2, 2010 Print retweet Share This Be honest. When you see the word “annuity,” does your brain quickly look for an escape route to a more enjoyable topic? That’s OK. I won’t take it personally. And annuities can be tough [...]
What You Need to Know About Annuities – The Best Life (usnews.com) reposted by Wade Dokken
The Best Life What You Need to Know About Annuities By Philip Moeller Posted: June 2, 2010 Print retweet Share This Be honest. When you see the word “annuity,” does your brain quickly look for an escape route to a more enjoyable topic? That’s OK. I won’t take it personally. And annuities can be tough [...]
Retiree Annuities May Be Promoted by Obama Aides (Update2) – Bloomberg reposted by Wade Dokken
Jan. 8 (Bloomberg) — The Obama administration is weighing how the government can encourage workers to turn their savings into guaranteed income streams following a collapse in retiree accounts when the stock market plunged. The U.S. Treasury and Labor Departments will ask for public comment as soon as next week on ways to promote the [...]
Retirement Annuity: Required Funding For Retirement? reposted by Wade Dokken
I admit that I have a penchant for ranting about the misuse and abuse of annuities. And, yes, you have heard and read others doing the same. But, we have all also conceded that annuities can have a place in our portfolios and may be appropriate for some investors. It seems that that controversy will [...]
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American Equity Lifetime Income Rate Changes — Effective June 3rd, 2013
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10 Keys To Becoming A Successful Financial Advisor
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Great American Revised Fixed-Indexed Annuity Rates
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Genworth Update: NAIC Suitability Model Regulation Requirements of Producers
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Great American Revised Fixed-Indexed Annuity Rates
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10 Keys To Becoming A Successful Financial Advisor
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American Equity Lifetime Income Rate Changes — Effective June 3rd, 2013