Wade Dokken, president of WealthVest Marketing, and Earl Pomeroy, former U.S. Representative for North Dakota speak about the future of Medicare in the United States. Wade Dokken: Well, I think we are live. For everybody out there – and I see it’s a pretty huge turnout today – it’s really a privilege. We created [...]
What is Long Term Care? Are You Really Prepared to Pay for Your Retirement?
Long term care (LTC) is defined as the provision of help with daily activities, such as bathing, shopping, and food preparation, over an extended period of time. Most Americans recognize they will need long term care services sometime in the future, whether after a surgery or in old age. However, the vast majority of Americans [...]
Indexed Annuities Hit Sales Records
This just in from the Annuity New Journal AnnuitySpecs.com ran a study regarding the status of indexed annuities, referred to as the Indexed Sales and Market Report. A total of 39 different carriers provided information for the study. This was the 54th edition of the report. This means that the study obtained data from 99 [...]
Inflation or Deflation
The United States may be heading perilously close towards a period of deflation. While we have been experiencing disinflation since the housing bubble burst, the effects haven’t been full blown. If the deflation spirals out of control, the United States could experience a hindering major liquidity trap, or a liquidity trap is a Keynesian theory [...]
Immigration: America’s Retirement Secret Weapon
One of the largest assets that America possesses that Europe does not is a young vibrant work force. The demographic forces of an aging population places a huge strain on social welfare institutions. Right now Europe has an extensive and comprehensive safety net. It rests on a strict philosophical adherence of what they consider to [...]
Pensions are in Danger of Bankruptcy
The private pension system looks increasingly unstable. Tough economic times have led to the collapse of hundreds of private companies big and small alike. When private companies file for bankruptcy, they are for the most part unable to pay for retirement plans they had established. This inability to pay often is a result of under-funded pensions [...]
Fixed Index Annuity Sales Close 2010 On a High Note
Fixed indexed annuity sales shook off a lackluster to start to the year to finish 2010 with some much-needed momentum, according to Beacon Research’s latest “Fixed Annuity Premium Study” released this week. Total annual indexed annuity sales surged 6% this year to a lot more than $31.4 billion while income annuity sales improved 2% to [...]
Record-High 2010 Sales and Profits Associated with Fixed Indexed Annuities – Beacon Reports
Fixed indexed and income annuities broke sales records in 2010, based on the Beacon Research Fixed Annuity Premium Study. Annual indexed annuity results climbed 6% for an estimated $31.4 billion. Income annuity sales grew 2% to $8 billion. Each product type also claimed its largest share of sales in the Study’s 8-year history – 48% [...]
Is Social Security a Right?
This is a short, but excellent column by Robert Samuelson, noted economist. The irony of the both the left and right (at least the man on the street), is that most polls show their support for program reduction to be minimal–when the programs impact them. There has much that has been written about the distortions [...]
Higher Interest Rates Lead to Insurers Sweetening their Fixed Indexed Annuity Offerings
Higher interest rates are likely to result in insurers’ sweetening their fixed-indexed-annuity offerings this year as they try to catch the wave of renewed investor interest. Allianz Life Insurance Company of The United States, for example, recently increased the cap rate – the limit on potential returns clients can receive from stock market gains – [...]
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Genworth Annuity Rates are Increasing on Wednesday, June 19th, 2013
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Exciting Changes Coming to SpectraMark Riders in Most States!
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Six Costly Retirement-Saving Setbacks and How to Overcome Them
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EquiTrust Annuity-Product Training Required – ALL Agents/All States – June 1
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American Equity Lifetime Income Rate Changes — Effective June 3rd, 2013
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Six Costly Retirement-Saving Setbacks and How to Overcome Them
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Exciting Changes Coming to SpectraMark Riders in Most States!
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Genworth Annuity Rates are Increasing on Wednesday, June 19th, 2013