Many investors approaching retirement think they have no real need for annuities. However the lifetime-income guarantees offered by these insurance-company products can add security to portfolios which are mostly composed of stock and bond mutual funds. A market downturn that hits before or at the start of retirement can leave even conservative investors with far [...]
Fixed Index Annuity Sales Close 2010 On a High Note
Fixed indexed annuity sales shook off a lackluster to start to the year to finish 2010 with some much-needed momentum, according to Beacon Research’s latest “Fixed Annuity Premium Study” released this week. Total annual indexed annuity sales surged 6% this year to a lot more than $31.4 billion while income annuity sales improved 2% to [...]
Record-High 2010 Sales and Profits Associated with Fixed Indexed Annuities – Beacon Reports
Fixed indexed and income annuities broke sales records in 2010, based on the Beacon Research Fixed Annuity Premium Study. Annual indexed annuity results climbed 6% for an estimated $31.4 billion. Income annuity sales grew 2% to $8 billion. Each product type also claimed its largest share of sales in the Study’s 8-year history – 48% [...]
Allianz Life Has reported Strong Performing Profit Margins and Premium for 2010
Minneapolis-based Allianz Life insurance coverage Company of The united states (Allianz Life) today posted operating profit of $472 million because of its 2010 financial year. “As interest in annuities increases, we’ll continue to innovate and create services and expand our distribution relationships while deepening existing relationships with our most important distribution partners.” (wealthvest) Additionally, a [...]
FIXED INDEX ANNUITIES: Investors are trying to find Increased value within Stocks: FFG, PPL, THQI
FBL Financial Group (NYSE:FFG) is a $1 billion company that underwrites, markets, and distributes life insurance of fixed and indexed annuities in the western world. For yesteryear 52 weeks, this life insurance coverage company continues to be trading between $31.45 and $19.51 having a trailing 12 month earnings per share of $3.92 and a trailing [...]
LAWSUIT: Groupon is Breaking the Law
Internet deals website Groupon was facing a possible class action lawsuit Wednesday that claimed the organization sold coupons with illegal expiration dates. The suit, filed Tuesday in US District Court by Eli R. Johnson, accuses Chicago-based Groupon of hawking an amusement center deal that expired within months of their purchase, the Chicago Sun-Times reported. According [...]
Higher Interest Rates Lead to Insurers Sweetening their Fixed Indexed Annuity Offerings
Higher interest rates are likely to result in insurers’ sweetening their fixed-indexed-annuity offerings this year as they try to catch the wave of renewed investor interest. Allianz Life Insurance Company of The United States, for example, recently increased the cap rate – the limit on potential returns clients can receive from stock market gains – [...]
Does the U.S. Genuinely Have a fiscal Crisis?
America faces some serious medium-term fiscal issues, but by any standard measure it does not face an immediate fiscal crisis. Overly indebted countries routinely have difficulty financing themselves when the world becomes riskier – yet turmoil in the Middle East is pushing down the interest rates on United States government debt. We are still seen [...]
GM Posts Very first Financially rewarding Calendar year Since 2004
General Motors posted a $510 million profit in the fourth quarter and $4.7 billion for the year as it continued an impressive comeback from bankruptcy. The profits were fueled by strong sales in China and the U.S. as the global auto market began to recover. GM made 31 cents per share for the quarter, which [...]
STOCK MARKET MERGER: NASDAQ Buying NYSE?
Nasdaq OMX Group Inc could launch a rival bid for NYSE Euronext to avert being left about the sidelines, a resource said, as traditional exchanges race to merge to determine off upstart electronic rivals. This is one option Nasdaq, valued at $5.7 billion, is considering like a spate of deals shakes up an industry under [...]
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Guggenheim Reminder: Updated Suitability Form
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Genworth Annuity Rates are Increasing on Wednesday, June 19th, 2013
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Exciting Changes Coming to SpectraMark Riders in Most States!
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Six Costly Retirement-Saving Setbacks and How to Overcome Them
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EquiTrust Annuity-Product Training Required – ALL Agents/All States – June 1
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Six Costly Retirement-Saving Setbacks and How to Overcome Them
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Exciting Changes Coming to SpectraMark Riders in Most States!
-
Genworth Annuity Rates are Increasing on Wednesday, June 19th, 2013
-
Guggenheim Reminder: Updated Suitability Form